Income Protection Plus
for Pharmacists
Have you known anyone who has had to take time off work because of illness or injury?
Sure, many of us have employers’ sick pay but it’s worth looking at the details because it might not cover as many weeks as you might think. It’s also a lot to expect of a spouse or family member to cover for your missing salary, especially if its long term.
That’s where Income Protection Plus comes in.
Income Protection Plus provides you with financial safety net at times like these. In event of illness or injury up to 70% of your pre-tax income could still be paid to you until you are fit enough to get back to your job or reach the age of 65, whichever comes first.
How Income Protection Plus
has helped a pharmacist
Michael, (his name has been changed for confidentiality), had been a pharmacist for over 20 years and owned his own business. When he had a heart attack, he was unable to work or run his business for several months.
Throughout this time, PG Mutual were able to financially support his livelihood and lifestyle as well as support his wellbeing with regular calls with a nurse to discuss his condition.
Michael received £12,857 in claim payments by the time he was fit enough to return back to work.
Why pharmacists should choose PG Mutual
PG Mutual was started by pharmacists back in 1928 and we have supported healthcare professionals ever since.
- We understand your market. We were set up in 1928 by pharmacists and we are still focused on the healthcare sector today almost 100 years later.
- We offer long term cover, which can pay up until your 65th birthday or when you are fit enough to go back to work whichever comes first.
- Your plan can start paying when you choose – from day one, 7 or 14 or after 1, 3, 6 or 12 months.
- PG Mutual currently offers you free access to a wellbeing counselling service for yourself and your family as well as a virtual GP 24/7 service.
- We are a Mutual, not for profit – everything we do is for you and our members.
- We may also offer you vocational rehabilitation if we feel it could help you get back to work sooner.
- The Plus in Income Protection Plus. Your Income Protection Plus plan also includes a profit share feature aiming to build a cash lump sum over the life of your policy for payment to you in your retirement years.
Our Income Protection Plus plan has evolved over the years as we continuously address the growing needs of pharmacists.
With our Income Protection Plus plan its reassuring to know that not only do we provide the income support you may need when you need it the most, but as a PG Mutual member you’ll also have access to a range of support services to help you live a healthier and happier life.
If you feel this might be the right support for you then get a quote today: