Income Protection Plus
for Locums within Health
and Veterinary care
Do you have a plan to pay you an income if an illness or injury stops you from earning one?
Income Protection Plus from PG Mutual could cover a large part of your income, plus provides you with additional support services to help you live a healthier life as well as get you back to fitness and the job you love sooner. It is available to locums, just as it is to employed colleagues.
At PG Mutual we believe locums should have access to the same risk cover that is available to employees.
You pay a regular monthly fee that could cover up to 70% of your pre-tax Income against sickness or injury. We regularly talk with locum health care professionals specifically to understand how being a locum is different to being an employee to be sure that our policy remains tailored to your specific needs.
How Income Protection Plus
has helped a Locum
Take Anna, her name has been changed for confidentiality.
She was only off work for a few days with Gastroenteritis but being self-employed this meant losing her income. Without having Income Protection Plus she would have had to dip into her savings to keep herself afloat that month but thankfully, due to her claim being paid quickly by PG Mutual she didn’t need to.
If you feel this might be the right support for you then get a quote today.
Why Locums should chose Income Protection Plus
- Our Income Protection Plus plan has been created to cover the specific needs that locums may have.
- It is fully flexible and controllable. For example, you can decide how quickly you want the policy to pay out: after day 1, 7 or 14, or after 1, 3, 6 or 12 months. This puts you totally in control of your policy which is tailored to suit your specific needs.
- Our membership comes with free access to a GP 24/7 as well as a Wellbeing Counselling service for you and your family too.
- Vocational rehabilitation could also be at hand if we feel it could get you back to work sooner.
- We offer a free Prevention Plus health assessment after 6 months of paid membership, designed to help you better understand your health together with tailored follow-up advice to help you achieve it.
- Your Income Protection Plus plan includes a profit share feature that aims to build a cash lump sum over the life of your policy for payment to you in your retirement years.
- We understand the healthcare market. PG Mutual was set up by pharmacists back in 1928 and has been doing so ever since – for almost 100 years. Given all the changes and uncertainty ahead we are more relevant than ever.