Income Protection Plus
Specialist Income
Protection for GPs
You have trained for many years to qualify as a GP; dedicated your life to treating patients with illness and injury, but if the unexpected happened and you found yourself unable to work due to illness or injury, could you afford to keep up with your financial commitments while you recover?
That’s where Income Protection Plus comes in
Our Income Protection Plus plan is designed with GP’s in mind. In the event that you were unable to practice due to illness or injury, we could provide you with a regular replacement income so that your outgoings are covered until you recover or reach age 65 (whichever comes first).
Whether you are a salaried GP, a locum, a partner, or in Private Practice, we can offer flexible cover for your role or a combination of different roles, which may demand a deferment period starting from day one up to twelve months. If you need day one cover for your locum work but a 6-month deferment for your salaried work, PG Mutual can also accommodate this.
If you feel this might be the right support for you then get a quote today.
Plus as an RCGP member you’ll enjoy a 20% discount on your first two years’ premiums*. Just use discount code RCGP.
How Income Protection Plus
has helped a General Practitioner
Take Bijal (his name has been changed but his case is a real example). He had been working as a GP, both privately and for the NHS. He was in his mid-thirties and expecting a baby with his wife when he was diagnosed with a progressive neurological disorder which slowly reduced his ability to work before having to stop working entirely.
Initially, for the first six months, he was covered partly by the private practice and partly by the NHS, but he was soon in a position where these payments came to an end.
As a member of PG Mutual who had chosen Level Benefit he started claiming his income protection benefit of £4,000 per month and will continue to do so until he reaches the age of 65.
If you feel this might be the right support for you then get a quote today.
Why GPs should choose PG Mutual
- We understand the healthcare market. We were set up by pharmacists in 1928 and we are still focused on the healthcare sector today – almost 100 years later.
- You can tailor a plan to suit your needs and budget. You plan can start paying from day one, 7 or 14 or after 1, 3, 6 or 12 months – you choose.
- We support GPs whether full-time, part-time, locum or self-employed, and we are at the end of the phone if you need to speak with us.
- We can offer long term cover which can pay up until your 65th birthday or when you are fit enough to go back to work giving you complete peace of mind.
- You’ll have free access to a wellbeing counselling service for you and your family.
- Our membership comes with free access to a GP 24/7 as well as a Wellbeing Counselling service for you and your family too.
- The Plus in Income Protection Plus. Your Income Protection Plus plan includes a profit share feature that aims to build a cash lump sum over the life of your policy for payment to you in your retirement years.
Income Protection Plus and more…
With Income Protection Plus and as a PG Mutual member you’ll also enjoy access to our range of product features and membership benefits.
If you feel this might be the right support for you then get a quote today.
Working in Partnership with RCGP
RCGP Conferences Limited are an introducer Appointed Representative (FRN 610437) of PG Mutual, the trading name of Pharmaceutical & General Provident Society Ltd.