Income Protection Plus
for Doctors and Healthcare
Professionals
Have you considered how you would replace your salary if you had to take time off work due to injury or illness?
Losing an income can have big implications, especially if you have become used to a wide range of out goings. Often it is just too much to expect a spouse or family to cover that missing income.
That’s where Income Protection Plus from PG Mutual comes in.
In event of illness or injury up to 70% of your pre-tax income could still be paid to you through an Income Protection Plus plan until you are fit enough to get back to your job or reach the age of 65, whichever comes first.
How Income Protection Plus
has helped a healthcare professional
Take Bijal (his name has been changed but his case is a real example).
Bijal was in his mid-thirties and expecting a baby with his wife when he was diagnosed with a progressive neurological disorder which slowly reduced his ability to work before having to stop working entirely.
Initially, for the first six months, he was covered partly by the private practice and partly by the NHS, but he was soon in a position where these payments came to an end.
As a member of PG Mutual who had chosen Level Benefit he started claiming his income protection benefit of £4,000 per month and will continue to do so until he reaches the age of 65.
If you feel this might be the right support for you then get a quote today.
Why doctors and healthcare professionals should
choose Income Protection Plus
- Our Income Protection Plus plan has been created to cover the specific needs that healthcare professionals have.
- It is fully flexible and controllable. You can decide how quickly you want the policy to pay out: after day 1, 7 or 14, or after 1, 3, 6 or 12 months.
- Our membership comes with free access to a GP 24/7 as well as a Wellbeing Counselling service for you and your family too.
- We support all types of medical professionals whether full-time, part-time, locum or self-employed, and we are at the end of the phone if you need to speak with us.
- Vocational rehabilitation could also be at hand if we feel it could get you back to work sooner.
- You’ll receive a free Prevention Plus health assessment after 6 months of paid membership, designed to help you better understand your health together with tailored follow-up advice to help you achieve it.
- Your Income Protection Plus plan includes a profit share feature that aims to build a cash lump sum over the life of your policy for payment to you in your retirement years.
- We understand the healthcare market. PG Mutual was set up by pharmacists back in 1928 and has been doing so ever since – for almost 100 years. Given all the changes and uncertainty ahead we are more relevant than ever.