Corporate information
In this area you will be able to have a look at our Board of Directors and learn a bit about who they are.
You will also find our most recent Annual Reports and Financial Statement.
Simon Whale
Chair of the Board of Directors
Chair of P&G Insurance Services, Member of the Remuneration and Nomination Committee
Simon is the Executive Chair and co-owner of Luther Pendragon, the leading corporate communications consultancy based in the City of London.
His firm has advised a wide range of clients in the financial services sector and in the world of healthcare., including Aviva, Endsleigh, HSBC and the Bank of London and the Middle East. He worked with the Association of Friendly Societies for more than ten years, ensuring the benefits of mutuality were better understood by the government, politicians, and the public.
He has worked extensively with healthcare organisations including NHS England, the Department of Health & Social Care, various royal colleges, charities and healthcare regulators, and bodies representing pharmacy, dentistry, optometrists, and opticians. He was appointed as one of three members of the panel of the Independent Medicines and Medical Devices Safety Review, commissioned by the Secretary of State for Health & Social Care to examine avoidable harm suffered by thousands of patients. The Review’s report, ‘First Do No Harm’, was published in 2020, and its recommendations are being implemented.
David Gulland
Vice-Chair and Senior Independent Director
Chair of the Audit and Risk Committee, Member of the Investment Committee
David has spent his whole career working in the life insurance market, both in the UK and overseas. He initially spent 25 years as a consulting actuary working for a wide range of insurers on issues such as financial management, product design, strategy, and mergers & acquisitions. This included a focus on both the mutual sector and on protection business.
David went on to be the Managing Director of RGA’s UK reinsurance business until 2011 before taking on the role of Chief Risk Officer and then Chief Executive of Marine & General Mutual until 2015.
Since 2015 he has carried out various non-executive directorship and other governance roles for many UK financial institutions. He is currently the Chair of Scottish Friendly’s With-Profits Committee.
Paul Howley
Independent Non-Executive Director
Chair of the Remuneration and Nomination Committee, Member of the Audit and Risk Committee
Paul has 30 years of experience within financial services, utilities, airlines, and consulting. He has undertaken a variety of roles in Operations, IT and Change but throughout his career there has been a constant theme of improving customer service and business performance.
He is currently Chief Technology and Transformation Officer, Nottingham Building Society.
Denise Hadgill
Independent Non-Executive Director
Chair of the Investment Committee; Member of the Remuneration and Nomination Committee
Denise has spent over 35 years in the investment management industry. After being a research analyst first in the Eurobond market at SGST and then in the equity oil sector at Smith New Court, she moved into fund management at Schroders where she was a UK Equity Fund Manager and Director responsible for the firm’s relationship with UK pension funds and charity clients with multi asset portfolios. Denise went on to be a Managing Director and Head of the UK Product Strategy group at BlackRock where she was responsible for delivering the firm’s investment message and economic outlook to an extensive range of UK clients. She currently holds non-executive directorships with Henderson Diversified Income Trust, Chelverton UK Dividend Trust and Smithson Investment Trust.
Dr Priya Singh
Independent Non-Executive Director
Member of the Audit and Risk Committee, Member of the Investment Committee
Priya’s medical career began in general practice, following which she specialised in legal medicine.
She served as Medical Director and Executive Director of Medical Protection (MPS), providing assistance and indemnity for doctors, dentists and healthcare professionals in the UK and internationally. She brings broad strategic, commercial, and operational experience in international healthcare, professional services transformation, patient safety, ethics, and risk.
She is Chair of the National Council for Voluntary Organisations (NCVO), Chair of NHS Frimley Integrated Care Board, and executive director of a mutual provident fund with charitable status. Previous roles have included Deputy Chair of Guy’s and Thomas’s NHS FT, Non-Executive Director of SCAS NHS FT, and as a member of the London Policing Ethics Panel.
Andy Elkington
Chief Executive Officer
Managing Director of P&G Insurance Services
Andy joined PG Mutual as Chief Executive Officer and Director in May 2022.
He brings over 30 years of experience working in the financial services industry and has significant experience in sales, marketing, operations, and stakeholder management. Before joining PG Mutual, Andy worked as Sales and Marketing Director for the Police Mutual Group and has held a variety of senior management roles at Legal & General, Virgin Money and RSA.
Deborah-Jo McFarlane
Chief Finance and Operation Officer
Member of the Audit and Risk Committee, Member of the Investment Committee
Deborah McFarlane was appointed as Finance Director in January 2017. Deborah joined PG Mutual as Financial Officer in January 2013. She brings over 16 years of experience to the Society overseeing all aspects of finance within the financial services sector.
Prior to joining the PG Mutual, Deborah worked for Communication Workers Friendly Society for 10 years and was instrumental in overseeing its transfer of engagements to Forester Life in 2011. She also worked for CS Healthcare as Director of Finance during 2012. Deborah qualified as a Certified Accountant whilst working at Communication Workers Friendly Society as Head of Finance in 2009 and has held a number of senior finance roles both in the financial services and public sector since 2001.
Annual Reports & Financial Statements
Our most recent Annual Report and Financial Statement is available to download. If you should require any further information please do not hesitate to contact us.
PG Mutual Report & Accounts 2023
For previous Annual Reports and Financial Statements, please log into your Member Area.