Income Protection Plus
for Veterinary Professionals
Do you have a plan of how you would replace your income if you were off work due to sickness or an injury?
We all know the toll caring for animals can take on us both mentally and physically which can also put us out of action for many months and even years. Employer sick pay only lasts for so long, and its usually too much to expect a spouse or loved one to step in and pay your expenses especially long term.
That’s where Income Protection Plus from PG Mutual comes in.
Income Protection Plus can cover up 70% of your pre-tax income until you’re 65 or fit enough to return to the job you love. It was set up by pharmacists back in 1928 and has supported people in the healthcare and veterinary professions ever since.
How Income Protection Plus
has helped a veterinary professional
This is Dave (his name and location have been changed for confidentiality). He lives in Epsom, Surrey. Back in 2017 a stable wall fell upon him while he was treating a sick horse causing extensive injuries. Dave had to be off work for 2 years.
Over those 2 years PG Mutual paid out 100% of his covered income and it meant Dave could maintain his lifestyle and pay his bills, letting him concentrate on his recovery. We also supported him with a specialist rehabilitation program to help get him back to work, at no additional cost to him.
He is now back at the job he loves and continuing his career.
If you feel this might be the right support for you then get a quote today.
Why vets should choose Income Protection Plus?
- We understand the physical and mental strains veterinarians endure in their profession and that’s why we now offer vocational rehabilitation if we feel it could help you get back to work sooner.
- PG Mutual currently offers free access to a wellbeing counselling service for yourself and your family as well as free access to a virtual GP 24/7 service available on day one of our policy.
- We support all types of veterinary professional whether full-time, part-time, locum or self-employed, and we are at the end of the phone if you need to speak with us.
- Your membership also currently offers a free Prevention Plus health assessment after 6 months of paid membership, designed to help you better understand your health together with tailored follow-up advice to help you achieve it.
- We can offer long term cover, which can pay up until your 65th birthday or when you are fit enough to go back to work whichever comes first.
- You can tailor your plan to start paying when you choose from day one, 7 or 14 or after 1, 3, 6 or 12 months.
- The Plus in Income Protection Plus. Your Income Protection Plus plan includes a profit share feature that aims to build a cash lump sum over the life of your policy for payment to you in your retirement years.